Flat insurance is an extremely important issue for flat owners.  There are three key types of flat insurance every flat owner should be aware of: buildings insurance, contents insurance and directors and officers insurance.

In this section there are many articles about insurance for flats, including what your insurance obligations are as a flat owner or landlord, how to get the best premium on your flat insurance, as well as other information about insurance for flats. If you have more questions, require further clarification, or want to suggest an article don’t forget to contact us, comment on an article or leave a comment in our forum.

Is your block under insured?

BUILDING REINSTATEMENT VALUATIONS (BRV’s) are often overlooked by property owners, who may wrongly assume that building costs rise or fall in line with inflation. This is not so and a more accurate method of establishing the true cost of rebuilding is to have the property reassessed periodically.

THE POLICY MOST OFTEN FORGOTTEN

Why flat owners should not forget their personal property..

Keeping your flats secure

James Hall at Lampier offers his company’s view on the policies you may need. 

WILL YOUR INSURANCE POLICY ACTUALLY PROTECT YOU?

John Byers looks at the sensitive topic of under-insurance.

Cause and effect

Jonathan Walker, of Stride Ltd, assesses the impact of the credit crunch on the property insurance market.

IT’S FOLLY TO CUT CORNERS

You need specialist flat protection? Then you require a broker to guide you...

Increased premiums on the horizon

Insurance premiums are, by the nature of the beast, hard to part with in the knowledge that you may or may not receive some benefit from your purchase.

Insurance - CHOOSE THE RIGHT POLICY FOR YOUR FLATS

Once all policies looked identical; the market is now so diverse that inside knowledge is essential.

Are you insured for that?

Buildings Insurance Premiums – A few tips that could help Resident Directors save up to 50 per cent at their next renewal.

Ian Reid Managing Director of Brevent Insurance, the leading independent block of flats insurance specialist explains why Resident Directors should pay much closer attention to their insurance arrangements now, especially as in many cases they represent 15-20% of the annual service charge.

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How Far Eastern Quality Beat the Credit Crunch

If you're going to fall victim to the recent credit crunch, you might as well do it in style. Fallout from the financial downturn was felt across London's Canary Wharf district, but nowhere was it more obvious than at Ballymore's flagship residential development, Pan Peninsula.

The Common Wasp: Friend or Foe?

For many people, the summertime means enjoying relaxing picnics in the sun. There is one particular insect associated with this season however, which evokes fear, distress and annoyance in many picnic goers: the common wasp. Despite being a pest species, many people don't realise how interesting and complex these social insects are. So should we treat wasps with fear or admiration?

Tax for flats

The recent hike in capital gains tax to 28% by the new coalition Government has been met with caution by the property industry, as it will affect many who have invested in flats.

IFAS Prefer Commercial to Residential property

More financial advisers think their clients should consider commercial property as an investment compared with residential property, according to the latest survey of Independent Financial advisers (IFas) by rEITa.

Flats Rise - slowly

The latest Government house building data shows that the number of starts rose in the first three months of this year to the best level since the second quarter of 2008. Despite this, starts are currently only running at around 50% of the level achieved at the high water mark of the previous cycle.

Leaseholders group won't be left in the cold

The Federation of Private Residents Associations has called for a change to the Landlord and Tenant Act that would allow for ‘reasonable' insulation to be carried out to blocks of flats as part of the service charge.

Mainstay acquires Market Focus

Mainstay group , the national property management and facilities company, has purchased Market Focus Asset Management (MFAM) based in London. MFAM specialise in the management of mixed use, residential and commercial property.

Managing to Win

Over 50 property managers celebrated together in London as England beat Slovenia in the FIFa world Cup 2010. The event was jointly hosted by News on the Block and Sky Homes.

RMG wins £400k of Business in North

RMG property management has successfully generated over £400k worth of business from the north of England.  Justin Herbert, RMG's Operations Director for the North, said: "Customers recognise the benefi t of regular site visits, full transparency and accessibility to Property Managers, quarterly meetings and site audits, as well as the value for money and customer service provided by RMG."

New Home, New Leader for Stonedale

Stonedale, the specialist London based property management company has appointed Andrew Lyle as its new Head of Operations. Andrew boasts a career that spans over 20 years in property management, having worked for a number of high profi le managing agents in London. In the 18 months since joining the Stonedale team as a Senior Property Manager, he has managed developments in Docklands, Limehouse and Clerkenwell.